IDFC Bank offers best personal loan at minimum interest rate. IDFC Bank personal loan interest rates start from as low as 10.75% per annum. Personal loan interest rates charged by IDFC Bank depend on key factors such as the applicant’s income, loan amount, tenure, credit score, etc. You can borrow up to Rs.40 lakh for your personal expenses like medical bill payment, wedding in family, car purchase, home renovation, etc. IDFC Bank offers a personal loan for up to 60 months.