To use PayPal's "Pay in 4" option, you'll need a PayPal account 1-(833)-869- 2084 and the merchant you're shopping with must accept the payment method. During checkout, you'll select PayPal as your payment option and then choose "Pay in 4". A quick credit check will be performed, and if approved 1-(833)-869- 2084, you'll make the first payment at checkout and the remaining payments over the next few weeks.