In the case of credit scoring, machine learning algorithms look at hundreds of variables.

In the case of credit scoring, machine learning algorithms look at hundreds of variables. This increases the accuracy pertaining to credit evaluations and provides more precise measures of credit. Thus, it increases easy access to credit to people with brief histories of credit while the risk to lenders is minimum.This increases the accuracy pertaining to credit evaluations and provides more precise measures of credit. Thus, it increases easy access to credit to people with brief histories of credit while the risk to lenders is minimum.